Benefits of Christian Credit Counseling
May 6th, 2009 | by christionsgoodies |The amount of Christians who are looking at bankruptcy or foreclosure is at an all time high. We could site several reasons for this but the number one reason is uncontrolled spending. We know there are also situations we have no control over such as an unforeseen illness or a death in the family or a job layoff. This is when it is a good idea to look into Christian credit counseling.
These counselors will give you sensible ideas and clear advice. You will learn how to eliminate your indebtedness, pay off credit cards and mortgages and put you back in the financial driver’s seat.
A Christian debt counseling services can help you set up a budget plan. This is a chart that tracks your flow of money. With this you can see areas of overspending and helps you make adjustments. This helps you to save more and be able to pay your bills off quickly.
Most of us have been living in the “buy now, pay later” mode. We see offers everyday from credit card companies and retailers tempting us with 0% financing and no payments for 5 years! This is how we become overburdened with debt. A budget will help you to watch spending, control those bad habits and plan ahead for a better financial future.
Seeking help from Christian debt management services will keep you from living above your ability to pay. When paying for everything with cash you can see exactly what your balance is and how much is left to pay bills. Credit cards give you a false sense of security. Throwing away your credit cards is probably one of the wisest places to start.
Christian counselors will encourage you to seek God’s strength to control your emotions and impulses to spend money needlessly. Ask Him to help you keep a close eye on what you are spending everyday. Have Him show you areas where you could easily cut back. Before you buy, pray and ask yourself if you really need it. Take your lunch to work and resist the urge to pick up that latte for the early commute. Carefully look over your monthly expenses, are there areas where they can be cut?
The bottom line is to be satisfied with what you have. We do not have to have the latest model car, that new Jacuzzi tub, or a high tech kitchen. In Paul’s letter to Timothy he says; “Godliness with contentment is great gain.” …. “And having food and clothing, with these we shall be content. But those who desire to be rich fall into temptation and a snare, and into many foolish and harmful lusts which drown men in destruction and perdition.”
I Timothy 6: 8-9
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